A Plan to Move Your Data to the Cloud

I like to share articles I find interestingΒ – enjoy – Sabrina

 

A Plan to Move Your Data to the Cloud – By The Daily News

 

Are you considering moving your data from hard drives and paper files to a service that will store information in a place that is accessible online? David Spark, CEO and president of Spark Media Solutions in San Francisco, Calif., says very few businesses have an actual plan for moving their workflow to the cloud, and that they’re risking increased costs and complexity without one.

 

Spark spoke to dozens of cloud computing experts and gathered a comprehensive set of tips to help businesses move to the cloud more seamlessly.

  • Don’t just do it because it seems like you should. β€œYou need to have a good reason to migrate existing or develop new workloads to the cloud,” said Terence Ngai, head of cloud delivery management for HP. β€œDon’t be fluffy on the metrics. Be clear on what and how you’re measuring progress and success. You need concrete metrics to show success and credibility of your cloud initiatives.”
  • Understand what you’re getting, and how much it’s going to cost. β€œEvaluate providers carefully using a comprehensive framework such as the one at CSMIC,” advised Scott Feuless, principal consultant with Information Services Group. β€œComparing them is not for the faint of heart. Get help if you need it.”
  • Make sure your data is secure. Know the legal requirements of your business’ data entry and storage, consulting third-party sources to make sure you’re compliant. Robert Moulton, CEO of Seven10 Storage Software, recommends you β€œchoose cloud storage offerings that offer multiple layers of security and trust services with the ability to enforce and audit policy on the workloads and data they are storing within a cloud storage environment.”

“The one piece of advice we heard from every expert is that cloud adoption is a journey and you should not expect to fully understand it on day one, day 23 or day 223. It’s an evolving process, and sharing knowledge with others who are ahead of you in the journey will be to your great benefit,” Spark says.

Spark has more than a dozen other tips on how to train staff and implement cloud solutions, accessible in the source link below.

Source: “16 Tips for Moving Your Workloads to the Cloud,” Enterprise CIO Forum (Nov. 10, 2014)

I read this article at: http://realtormag.realtor.org/daily-news/2014/11/24/plan-move-your-data-cloud?om_rid=AACmlZ&om_mid=_BUc2QXB89zEBAP&om_ntype=RMODaily

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The Caton Team – Susan & Sabrina – A Family of Realtors

Sabrina BRE# 01413526 / Susan BRE #01238225 / Team BRE#70000218/ 01499008

 

Are You Better Off Fixing Your Current Home or Buying a New Home?

Are You Better Off Fixing Your Current Home or Buying a New Home?

 

If you are unsure whether to renovate your home or buy a new home – The Caton Team is more than happy to prepare a custom Comparable Market Analysis of your home to determine it’s market value, how much you could sell it for and the cost of selling your home. We would also show you options on where you could buy your next home and the cost of doing so. Because in Real Estate- knowledge is power. And with over 27 years of combined local San Francisco Bay Area real estate experience – let us share our knowledge with you – so you can make the best decision for you and your family. Enjoy this article – Sabrina

 

By Sandy Flores, Broker

Santa Ana College, Community Services Program

There is neither a specific answer nor one size fits all! There are plenty of considerations to review. First of all, your financial ability and market demands are some of the factors to survey before deciding if it’s wiser to find a new dream home or fix your current home.

Before considering renovating your existing home, take an inventory of your home’s physical current condition, and deal with contractors for renovation costs. Major home renovations bring stress, unexpected complications and budget overruns. Depending on the age of your current home, you may also have to jump through additional hoops to meet newer building code requirements.

Purchasing a new home could actually cost you less monthly than renovating your home depending on its age, and types of renovations you’re considering. If you intend on financing renovation costs, find out how much you will be adding to your existing mortgage, home equity loan or line of credit versus obtaining a new home mortgage.

Keep in mind that even if you renovate your older home, in a future buyer’s eyes, it’s still an older home.

It is a good idea to have a sense of the market activity in your neighborhood to consider trading up or renovating your current home. The main purpose of home renovations is primarily to increase your home’s enjoyment. While you may be able to recoup some or most of the costs during the home’s sale, there are no guarantees.

I read this article at: http://re-insider.com/2014/11/18/are-you-better-off-fixing-your-current-home-or-buying-a-new-home/

Remember to follow our Blog at: https://therealestatebeat.wordpress.com/

Got Questions? – The Caton Team is here to help. Β 

Email Sabrina & Susan at: Info@TheCatonTeam.com

Call us at: 650-568-5522

Want Real Estate Info on the Go? Download our FREE Real Estate App:Β Β http://thecatonteam.com/mobileapp

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Please enjoy my personal journey through homeownership at:

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Thanks for reading – Sabrina

The Caton Team – Susan & Sabrina – A Family of Realtors

Sabrina BRE# 01413526 / Susan BRE #01238225 / Team BRE#70000218/ 01499008

 

5 Real Estate Predictions for 2015

5 Real Estate Predictions for 2015

 

Expect the home-purchase market to strengthen along with the economy in 2015, according to Freddie Mac’s U.S. Economic and Housing Market Outlook for November.

 

“The good news for 2015 is that the U.S. economy appears well-poised to sustain about a 3 percent growth rate in 2015 β€” only the second year in the past decade with growth at that pace or better,” says Frank Nothaft, Freddie Mac’s chief economist. “Governmental fiscal drag has turned into fiscal stimulus; lower energy costs support consumer spending and business investment; further easing of credit conditions for business and real estate lending support commerce and development; and consumers are more upbeat and businesses are more confident, all of which portend faster economic growth in 2015. And with that, the economy will produce more and better-paying jobs, providing the financial wherewithal to support household formations and housing activity.”

Freddie Mac economists have made the following projections in housing for the new year:

  • Mortgage rates: Interest rates will likely be on the rise next year. In recent weeks, the 30-year fixed-rate mortgage has dipped below 4 percent. But by next year, Freddie projects mortgage rates to average 4.6 percent and inch up to 5 percent by the end of the year.
  • Home prices: By the time 2014 wraps up, home appreciation will likely have slowed to 4.5 percent this year from 9.3 percent last year. Appreciation is expected to drop further to an average 3 percent in 2015. “Continued house-price appreciation and rising mortgage rates will dampen affordability for home buyers,” according to Freddie economists. “Historically speaking, that’s moving from ‘very high’ levels of affordability to ‘high’ levels of affordability.”
  • Housing starts: Homebuilding is expected to ramp up in the new year, projected to rise by 20 percent from this year. That will likely help total home sales to climb by about 5 percent, reaching the best sales pace in eight years.
  • Single-family originations: Mortgage originations of single-family homes will likely slip by an additional 8 percent, which can be attributed to a steep drop in refinancing volume. Refinancings are expected to make up only 23 percent of originations in 2015; they had been making up more than half in recent years.
  • Multi-family mortgage originations: Mortgage originations for the multi-family sector have surged about 60 percent between 2011 and 2014. Increases are expected to continue in 2015, projected to rise about 14 percent.

Source: Freddie Mac

I read this article at: http://realtormag.realtor.org/daily-news/2014/11/18/5-real-estate-predictions-for-2015?om_rid=AACmlZ&om_mid=_BUa73fB89tnNbY&om_ntype=RMODaily

Remember to follow our Blog at: https://therealestatebeat.wordpress.com/

Got Questions? – The Caton Team is here to help. Β 

Email Sabrina & Susan at: Info@TheCatonTeam.com

Call us at: 650-568-5522 Office: 650-365-9200

Want Real Estate Info on the Go? Download our FREE Real Estate App:Β Β http://thecatonteam.com/mobileapp

Visit our Website at:Β Β  http://thecatonteam.com/

VISIT OUR NEW INSTAGRAM PAGE: http://instagram.com/thecatonteam

Visit us on Facebook: Β Β http://www.facebook.com/pages/Sabrina-Susan-The-Caton-Team-Realtors/294970377834

Yelp us at: http://www.yelp.com/biz/the-caton-team-realtors-sabrina-caton-and-susan-caton-redwood-city

Or Yelp me: http://www.yelp.com/user_details_thanx?userid=gpbsls-_RLpPiE9bv3Zygw

Connect with us professionally at LinkedIn: http://www.linkedin.com/profile/view?id=6588013&trk=tab_pro

Please enjoy my personal journey through homeownership at:

http://ajourneythroughhomeownership.wordpress.com

Thanks for reading – Sabrina

The Caton Team – Susan & Sabrina – A Family of Realtors

Sabrina BRE# 01413526 / Susan BRE #01238225 / Team BRE#70000218/ 01499008