Ben Carson and HUD

How Ben Carson and HUD Can Begin to Solve America’s Housing Affordability Crisis

 

Dr. Ben Carson, the newly-confirmed Secretary of the Department of Housing and Urban Development (HUD), addressed his staff, observing that because of its scope, the department was well-positioned to influence the country very broadly. On this point, we couldn’t agree more.

Income inequality and a shortage of affordable housing are at the worst levels we’ve ever seen in America. The country needs a commitment to more progress, from the basic, immediate needs like access to affordable housing to longer-term solutions like increasing homeownership levels among the middle class.

Dr. Carson said that his first act would be to conduct a listening tour, to learn what works and what doesn’t in the world of housing policy. Here are four ways Dr. Carson can begin to heal the affordability crisis in America:

  1. Create a national housing plan

Housing is first and foremost an economic issue that affects every American. We are quickly heading toward a future in which the middle class can no longer live where the good jobs are.  Dr. Carson can reframe the housing crisis into an economic issue with regional and national importance.

  1. Increase the use and subsidy amount of housing vouchers

Too often a person’s zip code determines their economic mobility. Nearly half of all renters spend more than 30 percent of their incomes on rent. Only one in four families that qualify for federal assistance actually receives it. By increasing subsidies to households who need them and helping them move to thriving communities near jobs and functional schools, HUD can help working families make a better life for themselves.

  1. Encourage deregulation of restrictive zoning rules

The federal government can do much more to be influential in local housing policy. That’s where the crisis starts – at the local level, when people vote against inclusionary zoning policies, making it difficult or impossible to build higher-density, affordable housing in a community. HUD under Ben Carson can reward communities that change to inclusionary zoning practices by offering them federal infrastructure investments to improve the neighborhoods. That way inclusionary zoning is more appealing to longtime residents.

  1. Champion Investment Through the Low-Income Housing Tax Credit Program

Bottom line, we need more housing. HUD can incentivize builders to invest in affordable housing near America’s job centers to increase economic mobility for working families. At the same time, HUD can fund investments in poor rural and urban communities.

An across-the-board investment in affordable housing, in combination with sorely needed transit and infrastructure spending, will ensure that no neighborhood in America suffers due to isolation and neglect and no family is isolated from economic opportunity simply because of where they live.

I read this article at: https://www.redfin.com/blog/2017/03/how-ben-carson-and-hud-can-begin-to-solve-americas-housing-affordability-crisis.html?utm_medium=email&utm_campaign=1001830_Blogs&utm_source=strongmail

Remember to follow our Blog for the local real estate beat, a pulse on the San Francisco Peninsula at: https://therealestatebeat.wordpress.com

Got Questions? – The Caton Team is here to help.  

Email Sabrina & Susan at: Info@TheCatonTeam.com

Call us at: 650-568-5522 Office: 650-365-9200

Want Real Estate Info on the Go? Download our FREE Real Estate App:  http://thecatonteam.com/mobileapp

HomeSnaphttp://www.homesnap.com/Sabrina-Caton

Visit our Website at:   http://thecatonteam.com/

Visit our INSTAGRAM page: http://instagram.com/thecatonteam

PINTREST: https://www.pinterest.com/thecatonteam/

Visit us on FACEBOOK:   http://www.facebook.com/pages/Sabrina-Susan-The-Caton-Team-Realtors/294970377834

YELP us at: http://www.yelp.com/biz/the-caton-team-realtors-sabrina-caton-and-susan-caton-redwood-city

Or YELP me: http://www.yelp.com/user_details_thanx?userid=gpbsls-_RLpPiE9bv3Zygw

Twitterhttps://twitter.com/TheCatonTeam

Connect with us professionally at LinkedIn: https://www.linkedin.com/in/sabrinawendtcaton

https://www.linkedin.com/in/susancatonrealtor

Please enjoy my personal journey through homeownership at:

http://ajourneythroughhomeownership.wordpress.com

Thanks for reading – Sabrina

The Caton Team – Susan & Sabrina – A Family of Realtors

Effective. Efficient. Responsive.  What Can The Caton Team Do For You?

 

Berkshire Hathaway HomeServices – Drysdale Properties

Sabrina BRE# 01413526 / Susan BRE #01238225 / Team BRE# 70000218/ Office BRE #01499008

What You Need to Know before Shopping for a Mortgage

Buying a home doesn’t start with the house – it starts with the home loan.  I cannot tell you how important it is for Buyers to LOAN SHOP BEFORE they house shop!  It is a task only the Buyer can do.  Your Realtor cannot apply for home loans for you.  It is a LOT OF WORK!  Ask anyone who recently brought a home, you will be scanning and rescanning documents till you’re blue in the face.  I find many people shy from the responsibility which will only make their journey into homeownership much more difficult.  In our Silicon Valley Market – Time is of the Essence.  I say this because it is also a term in our legally binding contract – not just a sediment of our breakneck speed.   

So when I read this article, I knew I had to share it.  So here you go…

What You Need to Know before Shopping for a Mortgage

Buying a home is probably the largest purchase you will ever make. The best ways to ensure that you do not make a mistake that could cost you thousands or tens of thousands of dollars over the term of the loan is to shop around for the best possible mortgage for your circumstances. What should you know before hopping for your loan?

How is your credit?

Whether you get a loan or not is dependent on your personal credit situation. You must have a credit score that will assure you of meeting the lender’s requirements for approval. Also, the rates you are offered for the loan will be a direct result of your credit scores. Therefore, before going mortgage shopping, access your credit reports and scores. Just because your credit is not perfect does not mean you would not qualify for a mortgage. If there are negative entries on your credit reports, make sure that they are accurate. Errors are commonly made and they result in depressed scores. There are laws that govern what and how information is reported on your credit reports. These laws were passed toprotect you. If you do not know how to exercise your consumer rights, there are legitimate Credit Restoration companies who could do this for you (like New You Credit Repair). Look for the NACSO logo on their website to assure yourself that these companies are legitimate.

Want to know more about getting a mortgage or bettering your credit profile and scores, give us a call!  650.568.5522 / Info@TheCatonTeam.com

Comparison Shop

Before choosing a mortgage, do a little comparison shopping and get information from several lenders. You should ask for quotes from commercial banks, mortgage companies, and credit unions and compare the rates you receive for the types of mortgages offered. Most people are surprised to find significant differences in the offers they are given.

Clarify Costs

Make sure you know upfront all of the costs associated with a mortgage. You should ask for specific information concerning:

•Rates

•Points

•Fees

•Down Payments

•Mortgage Insurance

•Closing Costs

The goal is to avoid any surprises concerning hidden fees, so never feel as if you are asking too many questions. The more you know the less risk there is you will end up with a mortgage you cannot afford.

Negotiate

It is possible to negotiate a better offer than what you are initially given. If you like things about one mortgage offer and other things about another mortgage offer, let the lenders know what you have been offered and see if they will work with you to get you the exact mortgage you want.

Communication is key in this process.  Speak freely with your lender, your Reatlor and yourself.  Ask questions.  Do the ‘Homework’.  The Caton Team has over 25 years combined Silicon Valley Real Estate Experience.  We know what it takes!  Curious if you can buy – give us a call or email to set up a complimentary evaluation.   650.568.5522 / Info@TheCatonTeam.com

I read this article at: https://www.linkedin.com/pulse/what-you-need-know-before-shopping-mortgage-stephen-leifer

Remember to follow our Blog for the local real estate beat, a pulse on the San Francisco Peninsula at: https://therealestatebeat.wordpress.com

Got Questions? – The Caton Team is here to help.  

Email Sabrina & Susan at:  Info@TheCatonTeam.com

Call us at: 650-568-5522  Office: 650-365-9200

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  http://thecatonteam.com/mobileapp

HomeSnaphttp://www.homesnap.com/Sabrina-Caton

Visit our Website at:   http://thecatonteam.com/

Visit our INSTAGRAM page:  http://instagram.com/thecatonteam

PINTREST: https://www.pinterest.com/thecatonteam/

Visit us on FACEBOOK:   http://www.facebook.com/pages/Sabrina-Susan-The-Caton-Team-Realtors/294970377834

YELP us at: http://www.yelp.com/biz/the-caton-team-realtors-sabrina-caton-and-susan-caton-redwood-city

Or YELP me:  http://www.yelp.com/user_details_thanx?userid=gpbsls-_RLpPiE9bv3Zygw

Twitterhttps://twitter.com/TheCatonTeam

Connect with us professionally at LinkedInhttps://www.linkedin.com/in/sabrinawendtcaton

https://www.linkedin.com/in/susancatonrealtor

Please enjoy my personal journey through homeownership at:

http://ajourneythroughhomeownership.wordpress.com

Thanks for reading – Sabrina

The Caton Team – Susan & Sabrina – A Family of Realtors

Effective. Efficient. Responsive.  What Can The Caton Team Do For You?

Berkshire Hathaway HomeServices – Drysdale Properties

Sabrina BRE# 01413526 / Susan BRE #01238225 / Team BRE# 70000218/ Office BRE #01499008

San Mateo County Farmers Markets, Events & Things to Do!

San Mateo County Farmers Markets, Events & Things to Do!

FARMERS MARKETS

Belmont
Year-round: Sun 10:00am-2:00pm
El Camino Real and O’Neill Ave

Brisbane
Year-round: Thur 2:30-6:30pm
11 Old County Road

Daly City
Year-round: Thur & Sat 9:00am-1:00pm
Serramonte Shopping Center 

Foster City
Year-Round: Sat. 9:00am-1:00pm
Sun. 2:30pm-6:30pm
791 Beach Park Blvd. 

Menlo Park
Year-round: Sun. 9:00am-1:00pm
1050 Chestnut St. 

Millbrae
Year-round: Sat. 8:00am-1:00pm
200 Broadway, Millbrae

Redwood City
Multiple Venues and Times – see link

San Mateo
Year-round: Sat. 9:00am-1:00pm
College of San Mateo

San Carlos
Year-round: Sun. 10:00am-2:00pm
700 Block Laurel Street

Events

Community Day in the Park
June 4, 2017
12:00pm-5:00pm
San Bruno City Park

Summer Foodfest
June 24, 2017
12:00pm
Facebook Headquarters

Biggest Little Airshow
June 3, 2017
10:00am
Hiller Aviation Museum
San Carlos

cityFEST
June 2-4, 2017
5:00pm
Leo Ryan Park
Foster City

Summer Concert Series – Beatles Tribute
June 14, 2017
6:30pm-8:00pm
Fremont Park
Menlo Park

Free First Fridays
June 2, 2017
10:00am-4:00pm
San Mateo County History Museum
Redwood City

Movies on the Square – Hidden Figures
June 1, 2017
8:45pm-11:00pm
Courthouse Square
Redwood City

St. Pius Festival
June 3-4, 2017
1:00pm-10:00pm
St. Pius Church
Redwood City

First Fridays
June 2, 2017
10:16am
Barracuda Japanese Restaurant
Burlingame

San Mateo County Fair
June 10-18, 2017
10:00am
San Mateo County Event Center

 

THINGS TO DO

Planet Granite Belmont
Crystal Springs Regional Trail 
San Bruno Mountain State Park
Half Moon Bay Brewing Company
Peninsula Museum of Art 
Hiller Aviation Museum 
San Mateo County History Museum
Filoli
Bay Area Ski Bus
Devil’s Canyon Brewing Company
Bel Mateo Bowl 
Half Moon Bay State Beach 
Poplar Creek Golf Course
Half Moon Bay Golf Links
CuriOdyssey
S
anchez Adobe
M
emorial Park  
Club Fox
U
nleashed Art Gallery 
Museum of PEZ Memorabilia
GoKart Racer

 

MOVIES COMING SOON

Friday, June 2, 2017
Wonder Woman
Captain Underpants
Churchill

Friday, June 9, 2017
The Mummy
The Hero

Friday, June 16, 2017
Cars 3
Rough Night
Resident Evil: Vendetta

Friday, June 23, 2017
Transformers: The Last Knight
The Beguiled

Friday, June 30, 2017
Despicable Me 3
The House

 

Courtesy of Chicago Title Company
17 Father’s Day Activities: Source.

Remember to follow our Blog for the local real estate beat, a pulse on the San Francisco Peninsula at: https://therealestatebeat.wordpress.com

Got Questions? – The Caton Team is here to help.  

Email Sabrina & Susan at:  Info@TheCatonTeam.com

Call us at: 650-568-5522  Office: 650-365-9200

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  http://thecatonteam.com/mobileapp

HomeSnaphttp://www.homesnap.com/Sabrina-Caton

Visit our Website at:   http://thecatonteam.com/

Visit our INSTAGRAM page:  http://instagram.com/thecatonteam

PINTREST: https://www.pinterest.com/thecatonteam/

Visit us on FACEBOOK:   http://www.facebook.com/pages/Sabrina-Susan-The-Caton-Team-Realtors/294970377834

YELP us at: http://www.yelp.com/biz/the-caton-team-realtors-sabrina-caton-and-susan-caton-redwood-city

Or YELP me:  http://www.yelp.com/user_details_thanx?userid=gpbsls-_RLpPiE9bv3Zygw

Twitterhttps://twitter.com/TheCatonTeam

Connect with us professionally at LinkedInhttps://www.linkedin.com/in/sabrinawendtcaton

https://www.linkedin.com/in/susancatonrealtor

Please enjoy my personal journey through homeownership at:

http://ajourneythroughhomeownership.wordpress.com

Thanks for reading – Sabrina

The Caton Team – Susan & Sabrina – A Family of Realtors

Effective. Efficient. Responsive.  What Can The Caton Team Do For You?

Berkshire Hathaway HomeServices – Drysdale Properties

Sabrina BRE# 01413526 / Susan BRE #01238225 / Team BRE# 70000218/ Office BRE #01499008

2016 Home Buying Trend: Purchasing Larger Homes Continues

2016 Home Buying Trend: Purchasing Larger Homes Continues

Home buyer demographics change slightly from year to year due to macroeconomic forces from the health of the economy to inflation to the global trade on oil prices. The National Association of REALTORS® recently released its 2016 Profile of Home Buyers and Sellers report and the trend of purchasing up in home size has continued again this year.

First, in all regions of the country, the desire to own a home of one’s own continues to dominate as the top reason for purchasing a home, almost three times as much as any other reason to purchase. Nationally, the desire to purchase one’s own home was 31 percent of all buyers, followed by the desire for a larger home (10 percent), a job-related relocation or move (eight percent), and a change in family situation (eight percent). For first-time buyers, the desire to purchase one’s own home was 67 percent.

In five out of nine regions in the United States, buyers continued to trade up and buy bigger homes than last year. According to the 2016 report, 46 percent of all buyers traded up in the size of their home, up from 42 percent in 2015. In the 2015 report, buyers reported that they were looking for homes similar in size at 29 percent compared to 26 percent in 2016.

The top regions that continued to trade up in size were New England, East North Central, South Atlantic, Mountain, and Pacific. Interestingly, share of buyers that traded up in size in West North Central last year, in contrast, went back down to six percent in 2016 (similar to 2014) from 13 percent in 2015. The regions with the share of buyers that traded up in 2015 but fell slightly in 2016 include the Middle Atlantic, East South Central, and West South Central.

While these regions where the share may have dropped a few percentage points, the desire for a larger home was still the second most frequently cited reason in almost every region. The only exceptions were in the West North Central that cited the desire to be closer to family, and the West South Central that cited a job relocation as the second most common reason to purchase a home.

One reason for this shift in purchasing power is that people have more equity from selling their previous homes in order to buy a bigger one. Since the housing downturn in 2010, many homes were worth less than their mortgages. Over the last several years, home prices have been rising. In 2014, 17 percent reported waiting or stalling to sell their home, which dropped to 13 percent in 2015 and again to 12 percent in 2016. Sellers also reported that they sold their homes for a median of $43,100 more than they purchased it, up from $40,000 in 2015 and $30,100 in 2014. The most common reason for selling a home in 2016 was that the home was too small at 18 percent, up from 16 percent in 2015.

The typical seller in 2016 was 54 years old (same as the last two years) and the median household income in 2015 was $100,700, down from $104,000 in 2014. Sellers aged 35 to 44 years were the largest age group to sell homes last year at 22 percent. We can speculate that the sellers probably had a child in the last few years and wanted a bigger home to expand their family. We also see the trend where repeat buyers have been able to sell their homes at a higher price in order to trade up and purchase larger homes. Sellers aged 55 to 64 also made up 22 percent of all sellers, possibly looking to downsize to a smaller home as they near retirement.

 

I read this article at: http://economistsoutlook.blogs.realtor.org/2016/12/07/2016-home-buying-trend-purchasing-larger-homes-continues/?om_rid=AACmlZ&om_mid=_BYUwRUB9WRM0nu&om_ntype=NARWeekly

Remember to follow our Blog for the local real estate beat, a pulse on the San Francisco Peninsula at: https://therealestatebeat.wordpress.com

Got Questions? – The Caton Team is here to help.  

Email Sabrina & Susan at: Info@TheCatonTeam.com

Call us at: 650-568-5522 Office: 650-365-9200

Want Real Estate Info on the Go? Download our FREE Real Estate App:  http://thecatonteam.com/mobileapp

HomeSnaphttp://www.homesnap.com/Sabrina-Caton

Visit our Website at:   http://thecatonteam.com/

Visit our INSTAGRAM page: http://instagram.com/thecatonteam

PINTREST: https://www.pinterest.com/thecatonteam/

Visit us on FACEBOOK:   http://www.facebook.com/pages/Sabrina-Susan-The-Caton-Team-Realtors/294970377834

YELP us at: http://www.yelp.com/biz/the-caton-team-realtors-sabrina-caton-and-susan-caton-redwood-city

Or YELP me: http://www.yelp.com/user_details_thanx?userid=gpbsls-_RLpPiE9bv3Zygw

Twitterhttps://twitter.com/TheCatonTeam

Connect with us professionally at LinkedIn: https://www.linkedin.com/in/sabrinawendtcaton

https://www.linkedin.com/in/susancatonrealtor

Please enjoy my personal journey through homeownership at:

http://ajourneythroughhomeownership.wordpress.com

Thanks for reading – Sabrina

The Caton Team – Susan & Sabrina – A Family of Realtors

Effective. Efficient. Responsive.  What Can The Caton Team Do For You?

 

Berkshire Hathaway HomeServices – Drysdale Properties

Sabrina BRE# 01413526 / Susan BRE #01238225 / Team BRE# 70000218/ Office BRE #01499008

 

DocuSign – new phishing campaign

Heads Up!!!!

 

Warning – please verify the EMAIL ADDRESS of all DocUsign docs!

Update from DocUsign

Update 5/17/2017 @ 1:02 PM Pacific Time – New Phishing Campaign Discovered Today

DocuSign has observed a new phishing campaign that began the morning of May 16 (Pacific Time). The email comes from “dse@dousign.com” with the subject “Legal acknowledgement for <person> Document is Ready for Signature” and it contains a link to a malicious, macro-enabled Word document. We suggest you do not open this email, but rather delete it immediately.

For more information – visit: https://trust.docusign.com/en-us/personal-safeguards/

What it takes to purchase a home…tips for planning

What it takes to purchase a home…tips for planning

When thinking about purchasing a new home, it’s always a good idea to factor in the closing costs so you can properly plan and manage your finances. In general, you can expect to pay 2-5% of the purchase price in closing costs in addition to the down payment.

 

Total costs at closing can typically include the following:

Down Payment  3.5% – 20% of the purchase price depending on a buyer’s qualifications and type of loan.

Earnest Money Deposit (generally 3% of the purchase price)  The money put down with a real estate purchase offer  – it usually goes into an escrow account upon acceptance of the offer by the seller and is part of the buyer’s total closing costs and down payment.

Lender Fees  Includes charges for loan processing, underwriting and preparation

Third-party Fees  Includes appraisal fees, inspection charges, home warranty, mandated state disclosure reports (not already paid by seller)

Government Fees  Includes deed recording, possible state and city taxes

Interest Fees  Includes mortgage interest and pro-rated interest

Escrow Fees  Includes owner and lender title insurance, escrow fees, document preparation

Property Taxes  Includes capital tax based on sale price, local taxes

Please do not hesitate to contact us when you are ready to take the next step. We can help you to get approved and guide you on the way to home ownership.  What can we do for you?

Remember to follow our Blog for the local real estate beat, a pulse on the San Francisco Peninsula at: https://therealestatebeat.wordpress.com

Got Questions? – The Caton Team is here to help.  

Email Sabrina & Susan at:  Info@TheCatonTeam.com

Call us at: 650-568-5522  Office: 650-365-9200

Want Real Estate Info on the Go?  Download our FREE Real Estate App:  http://thecatonteam.com/mobileapp

HomeSnaphttp://www.homesnap.com/Sabrina-Caton

Visit our Website at:   http://thecatonteam.com/

Visit our INSTAGRAM page:  http://instagram.com/thecatonteam

PINTREST: https://www.pinterest.com/thecatonteam/

Visit us on FACEBOOK:   http://www.facebook.com/pages/Sabrina-Susan-The-Caton-Team-Realtors/294970377834

YELP us at: http://www.yelp.com/biz/the-caton-team-realtors-sabrina-caton-and-susan-caton-redwood-city

Or YELP me:  http://www.yelp.com/user_details_thanx?userid=gpbsls-_RLpPiE9bv3Zygw

Twitterhttps://twitter.com/TheCatonTeam

Connect with us professionally at LinkedInhttps://www.linkedin.com/in/sabrinawendtcaton

https://www.linkedin.com/in/susancatonrealtor

Please enjoy my personal journey through homeownership at:

http://ajourneythroughhomeownership.wordpress.com

Thanks for reading – Sabrina

The Caton Team – Susan & Sabrina – A Family of Realtors

Effective. Efficient. Responsive.  What Can The Caton Team Do For You?

Berkshire Hathaway HomeServices – Drysdale Properties

Sabrina BRE# 01413526 / Susan BRE #01238225 / Team BRE# 70000218/ Office BRE #01499008

Guide to Buying a Home

The Early Bird’s Guide to Buying a Home

By Daniel Bortz

Edited by Sabrina

 

Planning to buy a home this year?  Then – is the time to get rolling.

“Spring is peak home-buying season, which means you’re going to have a ton of competition from other buyers,” says Peggy Yee, supervising broker at Frankly Realtors in Vienna, VA. Hence, winter is the ideal time to get ahead of the curve.  But life happens when you make other plans.  Regardless of when you want to buy – follow these steps and you’ll be way ahead of the pack.

Step No. 1: Find a buyer’s agent

Teaming up with a Realtor is your first step.  For starters, an agent can take the time to help you identify what type of home you want and educate you on the local market so that you’ll have realistic expectations of what you’ll be able to find in a few months.

Also, “your agent may hear of properties that are going to come on the market or sold off market, which could enable you to get a sneak peek at homes before other buyers.”

To find a real estate agent, you can ask friends or family for referrals, or use a reputable real estate database.

“If you’re laser-focused on a specific neighborhood, you’ll want to work with a neighborhood specialist—someone who knows the community like the back of their hand,” Yee advises.

Step No. 2: Get your financing squared away

Before you even lay eyes on a house, you should be looking at lenders. Why? Because lenders will help you get real about how much house you can afford. They will determine how much money they’re willing to lend you by checking out your financial details, from your income to your credit score and more. Plus, if your finances are less than perfect, you’ll be able to find out in plenty of time to make amends.

“Depending on what shape your credit is in, it may take a couple of months to raise your score,” says Richard Redmond, mortgage broker at All California Mortgage in Larkspur and author of “Mortgages: The Insider’s Guide.”

There’s no magic spell to banish poor credit; the strategy will depend on your financial situation.

“For some people, it might make sense to pay off their credit card balances over the next couple of months, but that might not be the right move if you’re going to need the money for closing costs,” Redmond explains. Thus, it’s beneficial to get credit advice from a mortgage professional at least two to three months before you plan to buy.

If your credit score is strong (760 and above will qualify you for the best interest rates), getting pre-approved for a home loan now makes sense.

“Pre-approval is usually only good for 90 days,” says Redmond, “but it’s easy to renew it if the borrower’s financial picture doesn’t change. And when interest rates are trending upward, which they currently are, it’s better to lock in your rate sooner rather than later.”  And remember – you don’t lock a rate until you have an accepted offer.  Now that’s a whole other blog.

Step No. 3: Start previewing homes

You’ll probably do an initial consultation with your agent to identify what type of home you want to buy. However, you won’t really know what type of home you’re looking for until you actually step inside some homes, says Lisa Cahill, co-owner of Evolve Real Estate in St. Petersburg, FL.

“Your criteria can change when you start to look at properties,” says Cahill. For example, you might think you need a home with 2,500 square feet of living space, but that number could change when you start seeing homes in person. Your real estate agent can alert you to open houses to attend so you get a feel of homes on your own.  As you would in your own life.

Step No. 4: Scrutinize prospective neighborhoods

Have your sights set on a particular neighborhood? Check it out – to see if the community is going to be a good fit.

“You can tell whether an area has good schools on paper, but there are a lot of things you can’t judge unless you go there in person,” says Cahill.

For instance, online research won’t show you what the noise level is during rush hour or what the neighbors are like (e.g., is it more for young families or older residents?). Those are things that you need to assess with your own eyes. Concerned about traffic? “Go and test-drive your commute,” says Yee.

Step No. 5: Don’t rule out buying early or later

Even if you had originally planned to buy later in the spring, what if you find a home you absolutely love earlier or later? If you’re willing and able to move earlier or later, then keep an open mind with respect to buying a home.

If you’re thinking of buying this year – let’s sit down and chat.  I’m sure you have questions and we probably have the answer – and if we don’t we know who does.  Contact the Caton Team for a free Real Estate consultation.

 

I read this article at: http://www.realtor.com/advice/buy/early-birds-guide-buying-home/?identityID=9851214&MID=2017_0217_WeeklyNL&RID=353497822&cid=eml-2017-0217-WeeklyNL-blog_2_earlybirdbuying-blogs_buy

Remember to follow our Blog for the local real estate beat, a pulse on the San Francisco Peninsula at: https://therealestatebeat.wordpress.com

Got Questions? – The Caton Team is here to help.  

Email Sabrina & Susan at: Info@TheCatonTeam.com

Call us at: 650-568-5522 Office: 650-365-9200

Want Real Estate Info on the Go? Download our FREE Real Estate App:  http://thecatonteam.com/mobileapp

HomeSnaphttp://www.homesnap.com/Sabrina-Caton

Visit our Website at:   http://thecatonteam.com/

Visit our INSTAGRAM page: http://instagram.com/thecatonteam

PINTREST: https://www.pinterest.com/thecatonteam/

Visit us on FACEBOOK:   http://www.facebook.com/pages/Sabrina-Susan-The-Caton-Team-Realtors/294970377834

YELP us at: http://www.yelp.com/biz/the-caton-team-realtors-sabrina-caton-and-susan-caton-redwood-city

Or YELP me: http://www.yelp.com/user_details_thanx?userid=gpbsls-_RLpPiE9bv3Zygw

Twitterhttps://twitter.com/TheCatonTeam

Connect with us professionally at LinkedIn: https://www.linkedin.com/in/sabrinawendtcaton

https://www.linkedin.com/in/susancatonrealtor

Please enjoy my personal journey through homeownership at:

http://ajourneythroughhomeownership.wordpress.com

Thanks for reading – Sabrina

The Caton Team – Susan & Sabrina – A Family of Realtors

Effective. Efficient. Responsive.  What Can The Caton Team Do For You?

 

Berkshire Hathaway HomeServices – Drysdale Properties

Sabrina BRE# 01413526 / Susan BRE #01238225 / Team BRE# 70000218/ Office BRE #01499008